Commercial real estate loans fund the purchase, refinance, or construction of income-producing properties like retail spaces, offices, industrial buildings, or multi-family units (5+ units). Types include conventional, SBA-backed (e.g., 504 for owner-occupied with 10% down/25-year fixed; 7(a) for broader uses), or bridge loans. Terms vary (5-25+ years), with rates typically 5-12%+ in 2026 depending on type, credit, and property.
Support business growth in Southern California's thriving economy—whether acquiring retail space in high-traffic areas or expanding operations. Benefits include lower down payments via SBA programs (10-25% vs. 25-30% conventional), longer amortizations for cash flow, and our tailored guidance for small business owners or investors. We navigate complex underwriting to secure favorable terms.
Provide property details, financials, and business info through our quick application. Our team assesses your needs (e.g., SBA eligibility) and sources the best lender fit. Move forward with confidence—reach out today for a free consultation and rate quote!
